Checking Made Easy

  • Online & Mobile Banking
  • Bill Pay
  • Mobile Deposit
  • Convenient eStatements
  • Debit Card purchases earn Visa Rewards
  • End of Year Reward Dividend
  • Free account access at over 30,000 ATMs

Membership required. APY = Annual Percentage Yield

Basic Checking

Your personal, every-day checking option.

  • Free Unlimited Check Writing
  • VISA® Debit Card with Visa Rewards
  • Same Day Direct Deposit Options

Rates up to 0.050% APY

Rates up to date as of March 18, 2024. Rates subject to change without notice.

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GoldStar® Checking

Our premier membership with rewards.

  • VISA® Debit Card with Visa Rewards
  • Loan Rate Discounts up to 1.00% APR
  • Access to No Cost Identity Theft Protection

Rates up to 0.100% APY

Rates up to date as of March 18, 2024. Rates subject to change without notice.

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Fresh Start Checking

Everyone is in need of a fresh start at some point.

  • Small Fee to Open & Small Monthly Fees
  • VISA® Debit Card with Visa Rewards
  • Options for Payroll Direct Deposit
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ATM Account

The option when you don’t need a full checking account.

  • VISA® Debit Card with Visa Rewards
  • Options for Payroll Direct Deposit
  • Overdraft Protection Available
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Find a Branch / ATM

We’re here to serve you. Find a First Californian branch near you.

Find a Branch / ATM

© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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