Business Basic Checking
A low-cost checking solution for small businesses. Low monthly fees, No charge for First 250 Transactions per month. VISA® Debit and Credit Cards available (OAC). No fee On-Line Banking, Bill-Pay, Mobile Banking, Remote Deposit Capture, Apple Pay and eStatements.
Minimum Requirements
- Minimum Balance of $0.00 to open account.
- Minimum of $500.00 to earn Dividends.
Product Fees
- Account subject to all Business Account Fees: (Refer to Business Services Fee Guide)
- Monthly Account Service Charge. $5.00
- Waived with eStatement; or Average Daily Balance of $1,000 or more; or is 501(c) (3) charity.
- Monthly Transaction Charge: $0.15 per transaction
- No charge for first 250 transactions per month.
- Cash and Coin Handling: Included
- On-line Banking and Bill Pay: Included
- Monthly Inactive Account Fee (180 Days with no transactions): $4.00
- Monthly Below Minimum Draft Balance Fee: $2.00
- Monthly Return Statement / Bad Address Fee: $4.00
Product Features
- Overdraft protection available. (OAC)
- Business VISA. (OAC)
- Courtesy Pay. (Credit Union Discretion)
- Monthly itemized statement.
- Funds are Federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Cash and coin handling.
- Low cost ACH/Wire Service.
- Free online/mobile banking.
- Online bill-pay.
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