Business Premier Checking
A Dividend earning checking solution for small to large businesses. Low monthly account maintenance fees. VISA® Debit and Credit Cards available (OAC). No fee On-Line Banking, Bill-Pay, Mobile Banking, Remote Deposit Capture, Apple Pay and eStatements.
Minimum Requirements
- Minimum Balance of $0.00 to open account.
- Minimum of $500.00 to earn Dividends.
Product Fees
- Account subject to all Business Account Fees: (Refer to Business Services Fee Guide)
- Account Set-up Fee: (one-time fee) $25.00
- Monthly Account Service Charge: $20.00
- Reduced to $15.00 with eStatement, waived with Average Daily Balance of $10,000 or more; or is 501(c) (3) charity.
- Monthly Transaction Charge: $0.05 per transaction
- Merchant Remote Check Capture: $100 Set up Fee
- Merchant Remote Check Capture: $25.00 Monthly Fee
- Cash and Coin Handling: Included
- On-line Banking and Bill Pay: Included
- Monthly Inactive Account Fee (180 Days with no transactions): $4.00
- Monthly Below Minimum Draft Balance Fee: $2.00
- Monthly Return Statement / Bad Address Fee: $4.00
Product Features
- Overdraft protection available. (OAC)
- Business VISA with 1% Cash Back Rewards. (OAC)
- Merchant Services. (Third Party Card Processor)
- Courtesy Pay. (Credit Union Discretion)
- Monthly itemized statement.
- Funds are Federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Free online banking and online bill pay.
- Free mobile banking.
- Free online banking. (ACH Collection, Payroll, Tax Payments and ACH pass-through)
- Domestic & International Wire Service.
Find a Branch / ATM
We’re here to serve you. Find a First Californian branch near you.
Find a Branch / ATM© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640
