Business Loans
First Californian understands that growing a business takes a trusted, local banking partner who understands the member’s financial needs. We offer a full range of business loans.
Business Loan Programs
- Commercial Real Estate Mortgages.
- Commercial Vehicle Loans.
- Equipment Loans.
- SBA Loans.
- Business Lines of Credit.
- Business VISA.
Minimum Requirements
- Must meet credit union member eligibility requirements.
- Eligible upon approved credit.
- Variable and Fixed Rate Terms available.
- Loan Term – Up to 30 years.
- Maximum Loan-to-Value (LTV) 90%.
- Loans over 250K have 0.50% APR added to Interest Rate.
Product Fees
- Account subject to all General Account Fees (Refer to Services Fee Guide).
- Account subject to all Loan Closing Cost Fees (Refer to Loan Closing Fee Schedule).
- Late Fee 5% of monthly payment, minimum $10, maximum $35.
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