Share Certificate – Regular and IRA

For a secure investment and the highest return on your money, consider an First Californian Share Certificate. We have several options to choose, with different terms and specials, depending on the amount deposited. A $500 minimum deposit is required.

Minimum Requirements

  • Minimum Balance of $500.00 to open account.
  • Minimum of $0.00 to earn Dividend.

Product Fees

  • Early Withdrawal Penalty may be imposed for withdrawals before maturity.
  • Penalty is 180 days of dividends.
  • Withdrawal and penalty may reduce earnings and principal balance.
  • Minimum Penalty Fee of $25.00 may apply.

Product Features

  • Dividends are compounded on the Average Daily Balance.
  • Dividends are paid monthly.
  • Quarterly itemized statement.
  • Funds are Federally insured by the National Credit Union Administration. (NCUA)

Product Benefits

  • Low minimum balance to open account.
  • Bump Options and Jumbo Certificate Options Available.
  • Variety of Share Certificate Terms Available. (6-60 Month Terms)
  • Ability to add funds. (See Dedicated Savers Certificate)
  • Competitive Rates.

Certificate Modifiers

  • Refer to current rates table for modifiers here.

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