ATM Checking
ATM Checking allows members to take advantage of the benefits of using a VISA® Debit card, without the need of a full checking account? Members can use our VISA® Debit card for PIN-based transactions at ATMs and merchants anywhere VISA® is accepted.
Minimum Requirements
- Minimum Balance of $0.00 to open account.
- Account does not earn Dividends.
- Meet eligibility requirements.
- ACH Withdrawals are prohibited.
- ATM Share Draft utilizes our VISA® Debit Card. (Writing checks on the account is prohibited)
Product Fees
- Account subject to all General Account Fees.: (Refer to Services Fee Guide)
- Monthly Inactive Account Fee (180 Days with no transactions): $4.00
- Monthly Below Minimum Draft Balance Fee: $0.00
- Monthly Return Statement / Bad Address Fee: $4.00
- ACH Withdrawal Penalty: $7.50
Product Features
- Options for payroll direct deposit.
- Overdraft protection available. (OAC)
- Courtesy Pay Available. (Not Available)
- Monthly itemized statement.
- Unlimited deposits and NON-ACH withdrawals.
- Funds are federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Free e-Statements.
- Free mobile banking.
- Free remote deposit capture.
- VISA® Debit card with unlimited transactions.
- Free account access at over 2800 ATMs.
- Identity Theft Protection. (Available)
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