Fresh Start Checking
AMUCU give members a “FreshStart”. Members who have had bad credit or have been reported to ChexSystems or TeleCheck. (Fraud excluded), can find a better checking solution with our “FreshStart” Checking Account. FreshStart gives members a break on fee-intense checking alternatives.
Minimum Requirements
- Minimum Balance of $100.00 to open account.
- Account does not earn Dividends.
- Meet eligibility requirements.
Product Fees
- Account subject to all General Account Fees: (Refer to Services Fee Guide)
- Fresh Start Account Opening Fee: $20.00
- Monthly Fee: $7.00
- Discounted to $4.00 per month with average daily balance of $750 or more.
- Monthly Inactive Account Fee (180 Days with no transactions): $4.00
- Monthly Below Minimum Draft Balance Fee: $5.00
- Monthly Return Statement / Bad Address Fee: $4.00
Product Features
- Options for payroll direct deposit.
- Overdraft protection available. (OAC)
- Courtesy Pay. (Not Available)
- Monthly itemized statement.
- Unlimited deposits and ACH withdrawals.
- Funds are federally insured by the National Credit Union Administration. (NCUA)
Product Benefits
- Free e-Statements.
- Free online banking and online bill pay.
- Free mobile banking.
- Free remote deposit capture.
- Free unlimited check writing.
- VISA® Debit card with unlimited transactions.
- Free account access at over 2800 ATMs.
- Identity Theft Protection. (Available)
Find a Branch / ATM
We’re here to serve you. Find a First Californian branch near you.
Find a Branch / ATM© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640
