ClickCease
Square Website Photos (31)

VISA® Rewards Debit Card

Extra rewards from everyday spending

Open a Checking Account

VISA® Rewards Program

SMART CENTS SAVINGS

Instant Issue Cards

Verified By VISA®

Additional Features

Lost or Stolen Card

VISA® Rewards Program

Earn 1 point for every $4 dollars you spend
  • Easy to navigate redemption website with 1000’s of choices across different categories
  • Redeem points for gift cards, cash, fuel, entertainment, grocery, travel, products, & more!
  • Pay with points in-store at checkout at select retailers and gas stations
  • Occasional promotions that offer up to 4x more bonus points on purchases
  • No Annual Fees or Reward Limits
  • Ability to link multiple cards
  • 5-year expiration of points
  • Reward Points are only awarded on Non-PIN based purchases

Visit www.visarewards.amucu.org or call 800-854-0790

VISA® REWARDS PROGRAM

Smart Cents Savings

Build your savings by rounding up to the nearest whole dollar
  • Choose to round up on each individual transaction or the aggregate of the day’s total transactions
  • Requires opt-in to Smart Cents Program
  • No monthly or annual fee to participate
  • Member may select primary savings or club account for automatic transfer
  • Earn monthly dividend on savings account balances $50+
SMART CENTS ENROLLMENT

Instant Issue Cards

All VISA® Cards printed in minutes at any branch location
  • Instant availability of new, lost, or stolen cards
  • Can be printed in a variety of design styles
  • Easily change your PIN number at all branch locations

Verified By VISA®

Added protection for secure online purchases
  • Extra security layer to help prevent unauthorized online use
  • No fees for this service that goes beyond the standard fraud protection
  • Requests additional verification when an online transaction is initiated
  • May ask the member to contact us prior to authorizing the purchase if flagged as suspicious

Additional Features

Just a few more highlights
  • Unlimited Transactions
  • Access to over 30,000 ATMs
  • EMV Contactless Card technology for tap-and-go payments
  • Zero Liability Protection for lost or stolen cards
  • Earns End-of-Year Member Reward Dividend

Report Lost or Stolen Card

Call our local contact center at 951-267-9951 during business hours

Call 800-754-4128 after hours (debit cards)

Call 800-808-7230 after hours (credit cards)

Frequently Asked Questions

“Non-PIN” or “PIN-less” debit card purchases are transactions processed through a debit network without the need for a PIN entry. A personal identification number (PIN) is not required for transactions performed over the internet, phone, or mail. PIN is only applicable when you are physically present at the point-of-sale during the purchase or withdrawing cash from an ATM.

VISA® cards that are worn from use and no longer work are replaced for free. To replace a lost or stolen VISA® card, it costs $5.00 the first-time and $10 for each additional replacement card.