Higher Yield Accounts

Haven™ Certificates are offered by First Californian Credit Union to provide secure savings options with fixed rates and predictable growth.

• Minimum Deposit of $500 (options as low as $5)
• Variety of Fixed Terms from 6 to 60 months
• GoldStar® members receive a higher dividend interest rate
• Jumbo certificates are available for balances over $100,000
• Ability to add funds (see Dedicated Saver Certificate)

Penalty-free access to your funds with high yield interest rates

• Minimum Balance of $1,000 to earn dividends
• For balances $1,000+, the dividend rate is higher than primary savings
• No penalty to add/remove funds at any time
• The higher your deposit balance, the higher your interest rate
• Free account access at CO-OP Shared Branches

Enjoy tax benefits & higher rates with our investment options

• Zero Minimum Balance or Monthly Fees
• Monthly Dividends on balances $25+
• Individual Retirement Account (IRA) options
• Traditional IRA with tax deferment benefits
• IRA with tax-free funds upon retirement
• Penalties for withdrawals made before the age of 59.5
• Retirement Certificates are also available

• Primary Savings
• Youth Savings
• Club Accounts