Member Rewards

Referral Bonus

End-Of-Year Member Reward Dividend

Monthly Account Dividends

VISA^® Rewards Program

Goldstar^® Membership

Youth Grade Rewards

Referral Bonus

Refer a new member to First Californian Credit Union and earn $25 for each adult and $10 for each youth referral.

$25 per adult entity that a current member refers
$10 per youth entity a current member refers
Referral reward is applied to the current members account
The primary social security number of the new member must not have had an account before

BECOME A MEMBER Youth Savings Account

End-of-Year Member Reward Dividend

At First Californian, we offer up to $100 in “bonus” dividends to members based on their active deposit accounts, loans, cards, and additional services with us.

You must claim your available 2025 Member Reward Dividend online between Nov. 25th and Dec. 28th to be eligible to receive it.

Since the launch of the Member Reward Dividend in 2013, we have paid out nearly $2.7 million to our members!

Learn More

Monthly Account Dividends

Grow your account balances by making your money work for you
Dividends are paid and compounded at the end of every month based on:

Account Type
Annual Percentage Yield (APY)
Minimum balance to earn dividends

All Checking Accounts All Savings Accounts All Higher Yield Accounts

VISA^® Rewards Program

Earn reward points for everyday spending on VISA^® credit and debit cards, redeemable for a variety of rewards with no annual fees or limits, plus the ability to link multiple cards.

Earn reward points for everyday spending on credit & debit cards
Easy to navigate redemption website with 1000’s of choices across different categories
Redeem points for gift cards, cash, fuel, entertainment, grocery, travel, products, & more!
Pay with points in-store at checkout at select retailers and gas stations
No Annual Fees or Reward Limits, Ability to link multiple cards
Rewards Credit Card

Earn 1 point for every $1 dollar you spend
Earn up to 2,000 bonus points

Rewards Debit Card

Earn 1 point for every $4 dollars you spend

VISA® REWARDS CREDIT CARD Visa® Rewards Debit Card Visa® Rewards Program

Goldstar^® Membership

GoldStar^® Membership offers extra rewards with a potentially waivable monthly fee, including higher dividend rates on balances over $500, discounts on vehicle and personal loans, no-cost identity theft protection, and additional free or discounted services.