Savings

Personal Banking Savings

personal banking1

Options for everyone to grow their savings.

  • Online & Mobile Banking
  • Convenient eStatements
  • Mobile Deposit
  • Competitive Rates
  • End of Year Reward Dividend

Membership required. APY = Annual Percentage Yield

Basic Savings

Your savings account represents ownership & membership in the credit union.

  • $5.00 minimum deposit
  • Online & Mobile Banking

Rates up to 0.100% APY

Rates up to date as of November 1, 2024. Rates subject to change without notice.

Rates up to 0.125% APY for GoldStar® Members

Rates up to date as of November 1, 2024. Rates subject to change without notice.

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Youth Savings

It’s never too early to start developing good money management habits.

  • $5.00 minimum deposit
  • Good Grades Rewards

There is no table with that id!

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Money Market

Earn higher interest than your regular savings account and keep your funds readily available.

  • $5.00 minimum deposit

Rates up to 2.500% APY

Rates up to date as of November 1, 2024. Rates subject to change without notice.

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Share Certificates & IRA Certificates

For a secure investment and the highest return on your money.

  • Low Minimum Deposit of $500
  • Minimum Deposit of $100 for Youth Accounts

Rates up to 4.800% APY for Regular, Youth, and IRA Certificates

Rates up to date as of November 1, 2024. Rates subject to change without notice.

Rates up to 4.900% APY for Regular, Youth, and IRA Jumbo Certificates

Rates up to date as of November 1, 2024. Rates subject to change without notice.

Rates up to 4.900% APY for GoldStar® and GoldStar® IRA Certificates

Rates up to date as of November 1, 2024. Rates subject to change without notice.

Rates up to 5.000% APY for GoldStar® Jumbo Certificates and GoldStar® IRA Jumbo Certificates

Rates up to date as of November 1, 2024. Rates subject to change without notice.

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Club Account

Build up small savings for big purchases.

  • No fees, charges, or minimum balance
  • Automatic Payroll Deduction / Direct Deposit available

Rates up to 0.100% APY

Rates up to date as of November 1, 2024. Rates subject to change without notice.

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Find a Branch / ATM

We’re here to serve you. Find a First Californian branch near you.

Find a Branch / ATM

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NMLS ID 486009 | Routing Number: 324078640

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