High-yield with low risk.

  • Low Minimum Deposit of $500
  • Minimum Deposit of $100 for Youth Accounts
  • Online & Mobile Banking
  • Convenient eStatements
  • Mobile Deposit
  • Competitive Rates
  • End of Year Reward Dividend

Regular, Youth, and IRA Certificates

Rates up to date as of January 11, 2023. Rates subject to change without notice.

TermMinimum BalanceDedicated Saver1
Minimum Balance
Dividend RateAPY2
6 Month$500.00$5.003.445%3.500%
10 Months (Limited Time Special)$500.00$5.004.218%4.300%
12 Month$500.00$5.003.977%4.050%
18 Month$500.00$5.004.169%4.250%
24 Month$500.00$5.004.458%4.550%
36 Month$500.00$5.004.025%4.100%
48 Month$500.00$5.004.025%4.100%
60 Month$500.00$5.004.025%4.100%
  1. Dedicated Saver Certificates require automatic transfer deposits of at least $5.00 monthly.
  2. APY = annual percentage yield.

Regular, Youth, and IRA Jumbo Certificates

Rates up to date as of January 11, 2023. Rates subject to change without notice.

TermMinimum BalanceDividend RateAPY1
6 Month Jumbo$100,000.003.542%3.600%
10 Month Jumbo (Limited Time Special)$100,000.004.314%4.400%
12 Month Jumbo$100,000.004.073%4.150%
18 Month Jumbo$100,000.004.266%4.350%
24 Month Jumbo$100,000.004.554%4.650%
36 Month Jumbo$100,000.004.121%4.200%
48 Month Jumbo$100,000.004.121%4.200%
60 Month Jumbo$100,000.004.121%4.200%
  1. APY = annual percentage yield.

GoldStar® Certificates and GoldStar® IRA Certificates

Rates up to date as of January 11, 2023. Rates subject to change without notice.

TermMinimum BalanceDedicated Saver1
Minimum Balance
Dividend RateAPY2
6 Month GoldStar® 3$500.00$5.003.542%3.600%
10 Month GoldStar®
(Limited Time Special) 3
$500.00$5.004.314%4.400%
12 Month GoldStar® 3$500.00$5.004.073%4.150%
18 Month GoldStar® 3$500.00$5.004.266%4.350%
24 Month GoldStar® 3$500.00$5.004.554%4.650%
36 Month GoldStar® 3$500.00$5.004.121%4.200%
48 Month GoldStar® 3$500.00$5.004.121%4.200%
60 Month GoldStar® 3$500.00$5.004.121%4.200%
  1. Dedicated Saver Certificates require automatic transfer deposits of at least $5.00 monthly.
  2. APY = annual percentage yield.
  3. Requires membership in the GoldStar® Member Rewards Program.

GoldStar® Jumbo Certificates and GoldStar® IRA Jumbo Certificates

Rates up to date as of January 11, 2023. Rates subject to change without notice.

TermMinimum BalanceDividend RateAPY1
6 Month Jumbo GoldStar® 2$100,000.003.639%3.700%
10 Month Jumbo GoldStar®
(Limited Time Special) 2
$100,000.004.410%4.500%
12 Month Jumbo GoldStar® 2$100,000.004.169%4.250%
18 Month Jumbo GoldStar® 2$100,000.004.362%4.450%
24 Month Jumbo GoldStar® 2$100,000.004.650%4.750%
36 Month Jumbo GoldStar® 2$100,000.004.218%4.300%
48 Month Jumbo GoldStar® 2$100,000.004.218%4.300%
60 Month Jumbo GoldStar® 2$100,000.004.218%4.300%
  1. APY = annual percentage yield.
  2. Requires membership in the GoldStar® Member Rewards Program.
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