High-yield with low risk.
- Low Minimum Deposit of $500
- Minimum Deposit of $100 for Youth Accounts
- Online & Mobile Banking
- Convenient eStatements
- Mobile Deposit
- Competitive Rates
- End of Year Reward Dividend
Regular, Youth, and IRA Certificates
Rates up to date as of September 1, 2023. Rates subject to change without notice.
| Term | Minimum Balance | Dedicated Saver1 Minimum Balance | Dividend Rate | APY2 |
|---|---|---|---|---|
| 6 Month | $500.00 | $5.00 | 5.175% | 5.300% |
| 8 Months (Limited Time Special)4 | $500.00 | Not Applicable3 | 5.604% | 5.740% |
| 10 Months (Limited Time Special) | $500.00 | Not Applicable3 | 5.128% | 5.250% |
| 12 Month | $500.00 | $5.00 | 4.793% | 4.900% |
| 18 Month | $500.00 | $5.00 | 4.218% | 4.300% |
| 24 Month | $500.00 | $5.00 | 4.218% | 4.300% |
| 36 Month | $500.00 | $5.00 | 4.025% | 4.100% |
| 48 Month | $500.00 | $5.00 | 3.832% | 3.900% |
| 60 Month | $500.00 | $5.00 | 3.832% | 3.900% |
- Dedicated Saver Certificates require automatic transfer deposits of at least $5.00 monthly.
- APY = annual percentage yield.
- The 8 and 10 Month Special is only available on Regular Certificates, not Dedicated Saver Certificates.
- New Money Only. 8 month special certificate must be funded by new deposits.
Regular, Youth, and IRA Jumbo Certificates
Rates up to date as of September 1, 2023. Rates subject to change without notice.
| Term | Minimum Balance | Dividend Rate | APY1 |
|---|---|---|---|
| 6 Month Jumbo | $100,000.00 | 5.271% | 5.400% |
| 8 Month Jumbo (Limited Time Special) 2 | $100,000.00 | 5.604% | 5.750% |
| 10 Month Jumbo (Limited Time Special) | $100,000.00 | 5.128% | 5.250% |
| 12 Month Jumbo | $100,000.00 | 4.889% | 5.000% |
| 18 Month Jumbo | $100,000.00 | 4.314% | 4.400% |
| 24 Month Jumbo | $100,000.00 | 4.314% | 4.400% |
| 36 Month Jumbo | $100,000.00 | 4.121% | 4.200% |
| 48 Month Jumbo | $100,000.00 | 3.929% | 4.000% |
| 60 Month Jumbo | $100,000.00 | 3.929% | 4.000% |
- APY = annual percentage yield.
- New Money Only. 8 month special certificate must be funded by new deposits.
GoldStar® Certificates and GoldStar® IRA Certificates
Rates up to date as of September 1, 2023. Rates subject to change without notice.
| Term | Minimum Balance | Dedicated Saver1 Minimum Balance | Dividend Rate | APY2 |
|---|---|---|---|---|
| 6 Month GoldStar® 3 | $500.00 | $5.00 | 5.271% | 5.400% |
| 8 Month GoldStar® (Limited Time Special) 3 5 | $500.00 | Not Applicable4 | 5.604% | 5.750% |
| 10 Month GoldStar® (Limited Time Special) 3 | $500.00 | Not Applicable4 | 5.128% | 5.250% |
| 12 Month GoldStar® 3 | $500.00 | $5.00 | 4.889% | 5.000% |
| 18 Month GoldStar® 3 | $500.00 | $5.00 | 4.314% | 4.400% |
| 24 Month GoldStar® 3 | $500.00 | $5.00 | 4.314% | 4.400% |
| 36 Month GoldStar® 3 | $500.00 | $5.00 | 4.121% | 4.200% |
| 48 Month GoldStar® 3 | $500.00 | $5.00 | 3.929% | 4.000% |
| 60 Month GoldStar® 3 | $500.00 | $5.00 | 3.929% | 4.000% |
- Dedicated Saver Certificates require automatic transfer deposits of at least $5.00 monthly.
- APY = annual percentage yield.
- Requires membership in the GoldStar® Member Rewards Program.
- The 8 and 10 Month Specials are only available on Regular Certificates, not Dedicated Saver Certificates.
- New Money Only. 8 month special certificate must be funded by new deposits.
GoldStar® Jumbo Certificates and GoldStar® IRA Jumbo Certificates
Rates up to date as of September 1, 2023. Rates subject to change without notice.
| Term | Minimum Balance | Dividend Rate | APY1 |
|---|---|---|---|
| 6 Month Jumbo GoldStar® 2 | $100,000.00 | 5.366% | 5.500% |
| 8 Month Jumbo GoldStar® (Limited Time Special) 2 3 | $100,000.00 | 5.604% | 5.750% |
| 10 Month Jumbo GoldStar® (Limited Time Special) 2 | $100,000.00 | 5.128% | 5.250% |
| 12 Month Jumbo GoldStar® 2 | $100,000.00 | 4.985% | 5.100% |
| 18 Month Jumbo GoldStar® 2 | $100,000.00 | 4.410% | 4.500% |
| 24 Month Jumbo GoldStar® 2 | $100,000.00 | 4.410% | 4.500% |
| 36 Month Jumbo GoldStar® 2 | $100,000.00 | 4.218% | 4.300% |
| 48 Month Jumbo GoldStar® 2 | $100,000.00 | 4.025% | 4.100% |
| 60 Month Jumbo GoldStar® 2 | $100,000.00 | 4.025% | 4.100% |
- APY = annual percentage yield.
- Requires membership in the GoldStar® Member Rewards Program.
- New Money Only. 8 month special certificate must be funded by new deposits.
For more information visit Account Information, Terms & Conditions, Current Rates, and Fee Details.
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