personal loans personal loan

Loans for any type of purchase.

  • No loan fees
  • Quick & easy approvals
  • Convenient eStatements
  • Online & Mobile Banking
  • Loan payment protection

Membership required. On approved credit. Rates subject to change. APR = Average Percentage Rate.

Signature Loans

The versatile loan for any type of purchase. No collateral necessary.

  • Terms up to 60 months
  • Access to end of year Member Reward Dividend
  • No loan fees

Rates as low as 7.99% APR

Rates up to date as of June 24, 2022. Rates subject to change without notice.

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Share Secured Loans

Put up your own savings as collateral to borrow at a nice, low rate.

  • Terms up to 120 months
  • Access to end of year Member Reward Dividend
  • Loan payment protection

Rates as low as 3.00% 1 APR

Rates up to date as of June 24, 2022. Rates subject to change without notice.

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Consolidation Loans

Downsize your monthly loan payments, combining almost any debt.

  • Terms up to 84 months
  • Refinance high interest credit card debt
  • One low monthly payment

Rates as low as 7.99% APR

Rates up to date as of June 24, 2022. Rates subject to change without notice.

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Credit Builder Loans

The best option when you need to build good credit.

  • Term of 24 months
  • Build credit
  • Access to end of year Member Reward Dividend

Rates as low as 9.90% APR

Rates up to date as of June 24, 2022. Rates subject to change without notice.

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Overdraft Line of Credit

The perfect addition to your Checking Account.

  • Avoid insufficient funds fees
  • Refinance bounced checks
  • Great alternative to “Payday” loans
  • Improve your weekly cash flow
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Find a Branch / ATM

We’re here to serve you. Find a First Californian branch near you.

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