Loans with the Homebuyer in mind.

  • Competitive Rates
  • No pre-payment penalties
  • Knowledgeable Loan Officers
  • Solutions for every Homebuyer
  • Online & Mobile Banking
  • Convenient eStatements

Membership required. On approved credit. Rates subject to change at any time.  Rates subject to change. For more information visit Account Information, Terms & Conditions,  Current Rates, and Fee Details.

Fixed Rate Loans

Fixed Rate Loans are the standard home loans for buying or refinancing. We offer competitive rates and varying terms to customize your monthly payments.

Get Started

First-Time Homebuyers

Our loan officers are skilled and experienced in helping first-time homebuyers determine your financing options, what you can afford, and helping you navigate the different assistance programs.

Get Started

Low/No Down-Payment Loans

We offer many options for those in search of a loan with a low/no down-payment. Our loan officers are skilled and experienced in helping members navigate the options to find the right one for you.

Get Started

Veterans Programs

Veterans have wonderful options on fixed-rate loan for active duty personnel, reservists and veterans. VA loans offer up to 100% financing with options for purchase or refinance.

Get Started

Construction Loans

Whether you’re building from the ground-up, or focusing energy on other major improvements, First Californian has a loan for you.

Get Started

Lot Loans

We have options for Improved Lot Loans, starting at 5.00% APR and Unimproved Lot Loans, starting at 8.00% APR. Let us help you secure that future new-build of your dreams.

Get Started

Find a Branch / ATM

We’re here to serve you. Find a First Californian branch near you.

Find a Branch / ATM

© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

American United Federal Credit Union BBB Business Review