personal checking atm

When you don’t need a full checking account.

  • VISA® Debit Card for ATM & Merchant Use
  • Options for Payroll Direct Deposit
  • Overdraft Protection Options Available (OAC)
  • Online & Mobile Banking
  • Convenient eStatements
  • End of Year Reward Dividend
  • Free account access at over 30,000 ATMs

Share Draft Accounts

Rates up to date as of June 3, 2024. Rates subject to change without notice.

Account TypeMinimum BalanceDividend RateAPY 1
Regular Share Draft$5000.050%0.050%
FreshStart Share Draft 2$5000.000%0.000%
ATM Share Draft$5000.000%0.000%
Business Basic Share Draft$5000.050%0.050%
Business Premier Share Draft$5000.200%0.200%
GoldStar® Share Draft 2$5000.100%0.100%
Empowered Checking$5000.000%0.000%
  1. APY = annual percentage yield.
  2. Additional requirements apply for Youth and GoldStar® accounts.

For more information visit Account Information, Terms & ConditionsCurrent Rates, and Fee Details.

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© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. ABA Routing Number: 324078640

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