Loans with the Homebuyer in mind.
- Competitive Rates
- No pre-payment penalties
- Knowledgeable Loan Officers
- Solutions for every Homebuyer
- Online & Mobile Banking
- Convenient eStatements
Membership required. On approved credit. Rates subject to change at any time. Rates subject to change. For more information visit Account Information, Terms & Conditions, Current Rates, and Fee Details.
Fixed Rate Loans
Fixed Rate Loans are the standard home loans for buying or refinancing. We offer competitive rates and varying terms to customize your monthly payments.
First-Time Homebuyers
Our loan officers are skilled and experienced in helping first-time homebuyers determine your financing options, what you can afford, and helping you navigate the different assistance programs.
Low/No Down-Payment Loans
We offer many options for those in search of a loan with a low/no down-payment. Our loan officers are skilled and experienced in helping members navigate the options to find the right one for you.
Veterans Programs
Veterans have wonderful options on fixed-rate loan for active duty personnel, reservists and veterans. VA loans offer up to 100% financing with options for purchase or refinance.
Construction Loans
Whether you’re building from the ground-up, or focusing energy on other major improvements, First Californian has a loan for you.
Lot Loans
We have options for Improved Lot Loans, starting at 5.00% APR and Unimproved Lot Loans, starting at 8.00% APR. Let us help you secure that future new-build of your dreams.
Find a Branch / ATM
We’re here to serve you. Find a First Californian branch near you.
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NMLS ID 486009 | Routing Number: 324078640
