Learn more about Business Lines of Credit

Accounts Receivable

To improve cash flow, many businesses opt for a loan secured by their Accounts Receivable (A/R), enabling better rate and term options.

Inventory

This short term line of credit to replenish inventory is especially useful for companies that are affected by the seasonality of cash flow fluctuations.

Working Capital

Working Capital loans help pay for operational costs, such as rent, payroll, and debt payments.

Unsecured

Unsecured Business Lines of Credit do not require real estate, inventory, or other collateral. No cash advance fees, and no interest charges until you use the funds.

Membership required. On approved credit.  For more information visit Account Information, Terms & ConditionsCurrent Rates, and Fee Details.

Get Started

Find a Branch / ATM

We’re here to serve you. Find a First Californian branch near you.

Find a Branch / ATM

© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.
NMLS ID 486009 | Routing Number: 324078640

American United Federal Credit Union BBB Business Review