When you don’t need a full checking account.
- VISA® Debit Card for ATM & Merchant Use
- Options for Payroll Direct Deposit
- Overdraft Protection Options Available (OAC)
- Online & Mobile Banking
- Convenient eStatements
- End of Year Reward Dividend
- Free account access at over 30,000 ATMs
Share Draft Accounts
Rates up to date as of November 1, 2024. Rates subject to change without notice.
| Account Type | Minimum Balance | Dividend Rate | APY 1 |
|---|---|---|---|
| Regular Share Draft | $500 | 0.050% | 0.050% |
| FreshStart Share Draft 2 | $500 | 0.000% | 0.000% |
| ATM Share Draft | $500 | 0.000% | 0.000% |
| Business Basic Share Draft | $500 | 0.050% | 0.050% |
| Business Premier Share Draft | $500 | 0.200% | 0.200% |
| GoldStar® Share Draft 2 | $500 | 0.100% | 0.100% |
| Empowered Checking | $500 | 0.000% | 0.000% |
- APY = annual percentage yield.
- Additional requirements apply for Youth and GoldStar® accounts.
For more information visit Account Information, Terms & Conditions, Current Rates, and Fee Details.
Find a Branch / ATM
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Find a Branch / ATM© 2024 First Californian. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.
NMLS ID 486009 | Routing Number: 324078640
