Recreational Vehicle Loans
First Californian has affordable financing for all types of Recreational Vehicles. Types of Recreational Vehicle include but are not limited to the following:
- Travel Trailers, Motor homes and Campers.
- Motorcycles, ATV’s and Scooters.
- Boats and Small Watercraft.
- Snowmobiles.
- Small Utility Trailers.
Minimum Requirements
- Must meet credit union member eligibility requirements.
- Eligible upon approved credit.
- Loan term up to 84 months.
- New Vehicle – Models that are current year or previous calendar year.
- Used Vehicle – Models that are 1-year-old or older.
- Valuation based on MSRP or NADA Retail.
Product Fees
- Account subject to all General Account Fees (Refer to Services Fee Guide).
- Late Fee 5% of monthly payment, minimum $10, maximum $35.
Product Features
- Quick and easy approval.
- Pre-Approval – Available.
- No pre-payment penalty for paying the loan off early.
- Loan payment protection options.
- Debt Protection.
- GAP (Guaranteed Asset Protection) available on some vehicles.
Product Benefits
- Fixed rate and payments.
- Flexible terms.
- Competitive rates.
- Free online access.
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